New Trucks

Paclease Top2

Custom Specification

With a direct connection to PACCAR, PacLease works to ensure your trucks are spec'd specifically for your needs. Unlike other leasing companies, PacLease fits the truck to your business rather than trying to fit your needs into a common-spec truck. The result is a truck manufactured to improve your efficiency and cut your operating expenses.


Local Service

PacLease also offers the personalized service of local ownership. Most PacLease locations are independently owned and are well positioned to work intimately with you as your needs change. We pride ourselves in learning your business and creating custom solutions that fit your needs.


Ask yourself these questions when considering to Lease or Buy:


  • What is the best use of your company's capital?
  • Do you know what the true cost of ownership represents?
  • Do you know what your equipment's maintenance costs are?
  • Is transportation your core competency?
  • What are the perceived benefits of ownership and leasing?
  • What information or data do you need to make a lease/own comparison?


There are 12 basic items or costs, seven for ownership and five for leasing that you need to identify to perform an accurate comparison:




  • Initial cost of equipment: the original purchase price, including taxes, and additional equipment such as van bodies, tool boxes, headache racks, auxiliary power units, refrigeration units, etc.
  • Interest rate if considering a bank loan, length of loan and down payment
  • Length of asset life ' how long will you utilize the equipment
  • Corporate tax rate ' used to determine your company's net, after-tax benefits of depreciation write-off
  • Maintenance costs over the equipment's life
  • Administrative costs for licensing and tracking DOT compliance, plus the general and administrative costs associated with managing your fleet's maintenance
  • Net present value calculation of the monthly payments, finance cost, and lifetime




  • Lease rate
  • Variable cost (mileage rate) if a full service lease
  • Length of lease
  • Net present value calculation of the lease payments over the equipment's lifetime
  • Residual responsibility ' is it yours or does it belong to the lessor?


Again, it's vital to tally all associated administrative expenses under ownership and lease before you make comparisons. Once you have gathered this data, you can perform a net present value calculation on the lease payment, the finance cost and the maintenance cost over the equipment's lifetime. It's also important to look at the net after-tax cash flows under ownership and leasing. This will give you the true picture of how depreciation impacts ownership and leasing cash flows. The net present value calculation will estimate the future cash flows of ownership and leasing in today's dollars so you can make an informed financial decision. Need help with the calculations? Most leasing companies have lease/ buy tools that you can use to load with your fleet's data to perform these calculations.

Disclaimer: Please note that all information, photos, and prices are subject to change or correction without notice.
All liability expressly disclaimed.